Call reports 2014
AMERICAN MOMENTUM BANK — 2014
What AMERICAN MOMENTUM BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 997,257,000 | 986,570,000 | 1,041,799,000 | 1,030,543,000 |
| Total loans | 816,314,000 | 802,788,000 | 860,371,000 | 847,404,000 |
| Allowance for loan losses | 9,595,000 | 9,542,000 | 9,995,000 | 9,305,000 |
| Securities available for sale | 79,954,000 | 78,875,000 | 76,899,000 | 73,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 732,260,000 | 684,457,000 | 709,272,000 | 753,648,000 |
| Interest-bearing deposits | 526,509,000 | 456,067,000 | 499,808,000 | 516,795,000 |
| Noninterest-bearing deposits | 205,751,000 | 228,390,000 | 209,464,000 | 236,853,000 |
| Equity capital | 174,133,000 | 176,761,000 | 180,147,000 | 183,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 12,267,000 | 24,359,000 | 36,475,000 | 48,777,000 |
| Interest expense | 638,000 | 1,216,000 | 1,771,000 | 2,359,000 |
| Net interest income | 11,629,000 | 23,143,000 | 34,704,000 | 46,418,000 |
| Noninterest income | 787,000 | 1,505,000 | 2,333,000 | 3,624,000 |
| Noninterest expense | 7,616,000 | 15,988,000 | 24,175,000 | 31,915,000 |
| Provision for loan losses | 164,000 | 116,000 | 573,000 | 92,000 |
| Pretax income | 4,636,000 | 8,544,000 | 12,289,000 | 18,035,000 |
| Income tax | 1,787,000 | 3,307,000 | 4,768,000 | 7,017,000 |
| Net income | 2,849,000 | 5,237,000 | 7,521,000 | 11,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,517,000 | 165,313,000 | 168,507,000 | 172,083,000 |
| Total capital | 172,351,000 | 175,106,000 | 178,755,000 | 181,708,000 |
| Risk-weighted assets | 912,262,000 | 895,264,000 | 968,758,000 | 977,521,000 |