Call reports 2013
AMERICAN MOMENTUM BANK — 2013
What AMERICAN MOMENTUM BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 949,622,000 | 973,564,000 | 937,385,000 | 963,503,000 |
| Total loans | 755,726,000 | 786,364,000 | 743,369,000 | 786,240,000 |
| Allowance for loan losses | 9,585,000 | 10,244,000 | 10,326,000 | 9,435,000 |
| Securities available for sale | 89,687,000 | 85,396,000 | 82,100,000 | 78,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 699,259,000 | 730,268,000 | 706,055,000 | 689,667,000 |
| Interest-bearing deposits | 545,653,000 | 568,109,000 | 536,699,000 | 514,574,000 |
| Noninterest-bearing deposits | 153,606,000 | 162,159,000 | 169,356,000 | 175,093,000 |
| Equity capital | 163,956,000 | 166,893,000 | 170,438,000 | 171,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 12,405,000 | 25,877,000 | 38,339,000 | 50,231,000 |
| Interest expense | 694,000 | 1,403,000 | 2,107,000 | 2,798,000 |
| Net interest income | 11,711,000 | 24,474,000 | 36,232,000 | 47,433,000 |
| Noninterest income | 1,048,000 | 2,471,000 | 3,472,000 | 4,488,000 |
| Noninterest expense | 7,748,000 | 15,833,000 | 23,494,000 | 35,251,000 |
| Provision for loan losses | 210,000 | 864,000 | 947,000 | 59,000 |
| Pretax income | 4,801,000 | 10,248,000 | 15,263,000 | 16,611,000 |
| Income tax | 1,919,000 | 4,148,000 | 5,493,000 | 5,750,000 |
| Net income | 2,882,000 | 6,100,000 | 9,770,000 | 10,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,718,000 | 155,155,000 | 159,033,000 | 159,551,000 |
| Total capital | 161,510,000 | 165,606,000 | 169,339,000 | 169,186,000 |
| Risk-weighted assets | 873,773,000 | 875,991,000 | 824,299,000 | 865,721,000 |