Call reports 2012
AMERICAN MOMENTUM BANK — 2012
What AMERICAN MOMENTUM BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 940,381,000 | 989,052,000 | 959,932,000 | 950,377,000 |
| Total loans | 731,633,000 | 789,719,000 | 755,951,000 | 755,057,000 |
| Allowance for loan losses | 8,738,000 | 8,535,000 | 9,093,000 | 9,375,000 |
| Securities available for sale | 98,680,000 | 99,261,000 | 93,736,000 | 87,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 699,631,000 | 737,861,000 | 693,953,000 | 692,239,000 |
| Interest-bearing deposits | 569,434,000 | 601,751,000 | 555,557,000 | 545,288,000 |
| Noninterest-bearing deposits | 130,197,000 | 136,110,000 | 138,396,000 | 146,951,000 |
| Equity capital | 153,344,000 | 156,333,000 | 158,529,000 | 161,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,019,000 | 25,116,000 | 37,465,000 | 50,184,000 |
| Interest expense | 875,000 | 1,700,000 | 2,491,000 | 3,230,000 |
| Net interest income | 11,144,000 | 23,416,000 | 34,974,000 | 46,954,000 |
| Noninterest income | 407,000 | 1,075,000 | 2,221,000 | 4,115,000 |
| Noninterest expense | 7,127,000 | 15,080,000 | 23,980,000 | 32,443,000 |
| Provision for loan losses | 300,000 | 450,000 | 998,000 | 1,281,000 |
| Pretax income | 4,158,000 | 8,995,000 | 12,251,000 | 17,379,000 |
| Income tax | 1,583,000 | 3,621,000 | 5,024,000 | 7,323,000 |
| Net income | 2,575,000 | 5,374,000 | 7,227,000 | 10,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,343,000 | 139,440,000 | 141,631,000 | 148,614,000 |
| Total capital | 153,273,000 | 148,187,000 | 150,936,000 | 158,233,000 |
| Risk-weighted assets | 878,006,000 | 929,118,000 | 917,635,000 | 873,409,000 |