Call reports 2010
AMERICAN MOMENTUM BANK — 2010
What AMERICAN MOMENTUM BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 584,275,000 | 626,779,000 | 611,017,000 | 663,901,000 |
| Total loans | 423,715,000 | 483,017,000 | 471,009,000 | 524,867,000 |
| Allowance for loan losses | 4,483,000 | 5,341,000 | 5,564,000 | 7,387,000 |
| Securities available for sale | 116,139,000 | 110,686,000 | 102,539,000 | 96,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,483,000 | 470,635,000 | 415,527,000 | 489,710,000 |
| Interest-bearing deposits | 377,589,000 | 391,228,000 | 340,719,000 | 412,012,000 |
| Noninterest-bearing deposits | 61,894,000 | 79,407,000 | 74,808,000 | 77,698,000 |
| Equity capital | 134,329,000 | 138,776,000 | 140,422,000 | 146,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,425,000 | 13,183,000 | 20,636,000 | 28,224,000 |
| Interest expense | 1,482,000 | 2,933,000 | 4,073,000 | 5,163,000 |
| Net interest income | 4,943,000 | 10,250,000 | 16,563,000 | 23,061,000 |
| Noninterest income | 111,000 | 246,000 | 383,000 | 519,000 |
| Noninterest expense | 4,324,000 | 8,735,000 | 13,153,000 | 17,786,000 |
| Provision for loan losses | 199,000 | 1,057,000 | 1,919,000 | 3,742,000 |
| Pretax income | 531,000 | 704,000 | 1,874,000 | 2,052,000 |
| Income tax | 0 | 0 | 0 | -7,683,000 |
| Net income | 531,000 | 704,000 | 1,874,000 | 9,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,786,000 | 135,880,000 | 137,146,000 | 143,329,000 |
| Total capital | 137,400,000 | 141,390,000 | 142,853,000 | 150,823,000 |
| Risk-weighted assets | 475,725,000 | 531,964,000 | 535,000,000 | 600,378,000 |