Call reports 2016
GREAT MIDWEST BANK, STATE SAVINGS BANK — 2016
What GREAT MIDWEST BANK, STATE SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 617,345,000 | 631,706,000 | 657,361,000 | 665,880,000 |
| Total loans | 530,679,000 | 548,810,000 | 567,357,000 | 588,309,000 |
| Allowance for loan losses | 3,068,000 | 3,068,000 | 3,071,000 | 3,119,000 |
| Securities available for sale | 55,360,000 | 55,486,000 | 55,459,000 | 54,368,000 |
| Securities held to maturity | 219,000 | 188,000 | 155,000 | 119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,920,000 | 419,497,000 | 435,109,000 | 438,590,000 |
| Interest-bearing deposits | 391,549,000 | 399,626,000 | 412,348,000 | 417,510,000 |
| Noninterest-bearing deposits | 17,370,000 | 19,871,000 | 22,761,000 | 21,080,000 |
| Equity capital | 109,202,000 | 110,575,000 | 112,013,000 | 112,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,292,000 | 10,801,000 | 16,335,000 | 21,919,000 |
| Interest expense | 1,107,000 | 2,151,000 | 3,237,000 | 4,347,000 |
| Net interest income | 4,185,000 | 8,650,000 | 13,098,000 | 17,572,000 |
| Noninterest income | 919,000 | 2,087,000 | 3,445,000 | 4,114,000 |
| Noninterest expense | 3,420,000 | 6,955,000 | 10,450,000 | 14,230,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,682,000 | 3,777,000 | 6,086,000 | 7,448,000 |
| Income tax | 600,000 | 1,364,000 | 2,207,000 | 2,687,000 |
| Net income | 1,082,000 | 2,413,000 | 3,879,000 | 4,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,517,000 | 109,844,000 | 111,310,000 | 112,191,000 |
| Total capital | 111,886,000 | 113,186,000 | 114,655,000 | 115,583,000 |
| Risk-weighted assets | 457,115,000 | 476,744,000 | 495,019,000 | 507,756,000 |