Call reports 2007
GREAT MIDWEST BANK, STATE SAVINGS BANK — 2007
What GREAT MIDWEST BANK, STATE SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 573,521,000 | 587,342,000 | 593,193,000 | 589,601,000 |
| Total loans | 476,870,000 | 483,538,000 | 488,231,000 | 492,508,000 |
| Allowance for loan losses | 1,420,000 | 1,420,000 | 1,420,000 | 1,420,000 |
| Securities available for sale | 29,929,000 | 31,664,000 | 36,561,000 | 43,129,000 |
| Securities held to maturity | 39,512,000 | 37,954,000 | 36,333,000 | 35,101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,121,000 | 394,935,000 | 424,759,000 | 405,892,000 |
| Interest-bearing deposits | 367,929,000 | 381,109,000 | 408,207,000 | 397,016,000 |
| Noninterest-bearing deposits | 9,192,000 | 13,826,000 | 16,552,000 | 8,876,000 |
| Equity capital | 84,300,000 | 84,537,000 | 85,397,000 | 86,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,937,000 | 16,178,000 | 24,813,000 | 33,426,000 |
| Interest expense | 4,954,000 | 10,060,000 | 15,362,000 | 20,737,000 |
| Net interest income | 2,983,000 | 6,118,000 | 9,451,000 | 12,689,000 |
| Noninterest income | 527,000 | 930,000 | 1,409,000 | 2,027,000 |
| Noninterest expense | 3,007,000 | 5,845,000 | 8,711,000 | 11,610,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 505,000 | 1,205,000 | 2,151,000 | 3,108,000 |
| Income tax | 142,000 | 363,000 | 689,000 | 1,001,000 |
| Net income | 363,000 | 842,000 | 1,462,000 | 2,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,211,000 | 84,674,000 | 85,303,000 | 85,972,000 |
| Total capital | 85,631,000 | 86,094,000 | 86,723,000 | 87,392,000 |
| Risk-weighted assets | 418,975,000 | 347,561,000 | 352,928,000 | 361,143,000 |