Call reports 2026
INDEPENDENT BANK — 2026
What INDEPENDENT BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,678,841,000 | 1,853,799,000 |
| Total loans | 1,314,714,000 | 1,332,917,000 |
| Allowance for loan losses | 14,057,000 | 14,686,000 |
| Securities available for sale | 242,000 | 232,000 |
| Securities held to maturity | 5,634,000 | 7,165,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,426,089,000 | 1,618,477,000 |
| Interest-bearing deposits | 1,229,057,000 | 1,435,616,000 |
| Noninterest-bearing deposits | 197,032,000 | 182,861,000 |
| Equity capital | 189,160,000 | 195,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 26,227,000 | 53,251,000 |
| Interest expense | 10,497,000 | 21,328,000 |
| Net interest income | 15,730,000 | 31,923,000 |
| Noninterest income | 6,485,000 | 13,417,000 |
| Noninterest expense | 13,713,000 | 27,534,000 |
| Provision for loan losses | 1,349,000 | 3,173,000 |
| Pretax income | 7,153,000 | 14,633,000 |
| Income tax | 1,728,000 | 3,516,000 |
| Net income | 5,425,000 | 11,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 174,424,000 | 180,376,000 |
| Total capital | 188,481,000 | 195,062,000 |
| Risk-weighted assets | 1,642,036,000 | 1,764,675,000 |