Call report 2025Q4
INDEPENDENT BANK — 2025Q4
The 22 measures INDEPENDENT BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,755,074,000 | USD | evidence → |
| Total loans | 1,309,811,000 | USD | evidence → |
| Allowance for loan losses | 13,889,000 | USD | evidence → |
| Securities available for sale | 257,000 | USD | evidence → |
| Securities held to maturity | 5,948,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,472,780,000 | USD | evidence → |
| Interest-bearing deposits | 1,275,632,000 | USD | evidence → |
| Noninterest-bearing deposits | 197,148,000 | USD | evidence → |
| Equity capital | 192,776,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 104,864,000 | USD | evidence → |
| Interest expense | 44,412,000 | USD | evidence → |
| Net interest income | 60,452,000 | USD | evidence → |
| Noninterest income | 26,482,000 | USD | evidence → |
| Noninterest expense | 52,957,000 | USD | evidence → |
| Provision for loan losses | 6,822,000 | USD | evidence → |
| Pretax income | 27,155,000 | USD | evidence → |
| Income tax | 6,339,000 | USD | evidence → |
| Net income | 20,816,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 178,039,000 | USD | evidence → |
| Total capital | 191,928,000 | USD | evidence → |
| Risk-weighted assets | 1,703,279,000 | USD | evidence → |