Call reports 2005
INDEPENDENT BANK — 2005
What INDEPENDENT BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 435,041,000 | 454,739,000 | 466,438,000 | 476,094,000 |
| Total loans | 361,213,000 | 368,923,000 | 391,049,000 | 413,043,000 |
| Allowance for loan losses | 3,879,000 | 3,855,000 | 3,987,000 | 4,214,000 |
| Securities available for sale | 48,575,000 | 47,032,000 | 43,259,000 | 40,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,685,000 | 400,044,000 | 413,036,000 | 416,520,000 |
| Interest-bearing deposits | 353,140,000 | 359,181,000 | 376,535,000 | 376,855,000 |
| Noninterest-bearing deposits | 35,545,000 | 40,864,000 | 36,501,000 | 39,665,000 |
| Equity capital | 38,052,000 | 38,965,000 | 44,207,000 | 46,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,058,000 | 10,370,000 | 15,963,000 | 22,153,000 |
| Interest expense | 1,992,000 | 4,313,000 | 7,100,000 | 10,248,000 |
| Net interest income | 3,066,000 | 6,057,000 | 8,863,000 | 11,905,000 |
| Noninterest income | 1,489,000 | 2,959,000 | 4,494,000 | 5,831,000 |
| Noninterest expense | 3,176,000 | 6,430,000 | 9,716,000 | 13,033,000 |
| Provision for loan losses | 443,000 | 888,000 | 1,502,000 | 2,301,000 |
| Pretax income | 1,089,000 | 1,851,000 | 2,292,000 | 2,555,000 |
| Income tax | 273,000 | 458,000 | 635,000 | 639,000 |
| Net income | 816,000 | 1,393,000 | 1,657,000 | 1,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,692,000 | 39,275,000 | 44,564,000 | 46,852,000 |
| Total capital | 42,571,000 | 43,130,000 | 48,551,000 | 51,066,000 |
| Risk-weighted assets | 391,186,000 | 404,985,000 | 427,226,000 | 448,696,000 |
Machine access — free, no API key
Every figure shown here about INDEPENDENT BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.