Call reports 2004
INDEPENDENT BANK — 2004
What INDEPENDENT BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 399,861,000 | 427,434,000 | 428,012,000 | 440,147,000 |
| Total loans | 322,097,000 | 358,030,000 | 326,984,000 | 366,202,000 |
| Allowance for loan losses | 3,655,000 | 3,757,000 | 3,505,000 | 3,857,000 |
| Securities available for sale | 52,871,000 | 52,707,000 | 58,700,000 | 52,989,000 |
| Securities held to maturity | 0 | 0 | 3,997,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,161,000 | 374,188,000 | 384,337,000 | 398,432,000 |
| Interest-bearing deposits | 326,089,000 | 336,173,000 | 351,507,000 | 361,995,000 |
| Noninterest-bearing deposits | 33,072,000 | 38,015,000 | 32,830,000 | 36,437,000 |
| Equity capital | 33,673,000 | 38,456,000 | 37,421,000 | 37,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,762,000 | 9,626,000 | 14,549,000 | 19,487,000 |
| Interest expense | 1,436,000 | 2,866,000 | 4,387,000 | 6,083,000 |
| Net interest income | 3,326,000 | 6,760,000 | 10,162,000 | 13,404,000 |
| Noninterest income | 1,452,000 | 2,897,000 | 4,535,000 | 6,030,000 |
| Noninterest expense | 2,963,000 | 5,903,000 | 8,811,000 | 11,587,000 |
| Provision for loan losses | 457,000 | 1,010,000 | 1,244,000 | 1,997,000 |
| Pretax income | 1,358,000 | 2,744,000 | 4,646,000 | 5,254,000 |
| Income tax | 472,000 | 905,000 | 1,586,000 | 1,983,000 |
| Net income | 886,000 | 1,839,000 | 3,060,000 | 3,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,756,000 | 39,671,000 | 37,874,000 | 38,012,000 |
| Total capital | 37,411,000 | 43,428,000 | 41,379,000 | 41,869,000 |
| Risk-weighted assets | 351,544,000 | 387,185,000 | 369,014,000 | 398,001,000 |
Machine access — free, no API key
Every figure shown here about INDEPENDENT BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.