Call reports 2019
CORDER BANK, THE — 2019
What CORDER BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 19,240,000 | 18,806,000 | 19,631,000 | 19,553,000 |
| Total loans | 12,986,000 | 12,397,000 | 12,849,000 | 13,328,000 |
| Allowance for loan losses | 198,000 | 182,000 | 186,000 | 171,000 |
| Securities available for sale | 993,000 | 1,002,000 | 1,001,000 | 998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,997,000 | 16,582,000 | 17,352,000 | 17,275,000 |
| Interest-bearing deposits | 13,716,000 | 13,774,000 | 13,836,000 | 13,840,000 |
| Noninterest-bearing deposits | 3,281,000 | 2,808,000 | 3,516,000 | 3,435,000 |
| Equity capital | 2,111,000 | 2,147,000 | 2,184,000 | 2,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 211,000 | 424,000 | 646,000 | 866,000 |
| Interest expense | 32,000 | 68,000 | 103,000 | 140,000 |
| Net interest income | 179,000 | 356,000 | 543,000 | 726,000 |
| Noninterest income | 17,000 | 28,000 | 43,000 | 53,000 |
| Noninterest expense | 134,000 | 254,000 | 379,000 | 516,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 59,000 | 124,000 | 198,000 | 251,000 |
| Income tax | -15,000 | 6,000 | 28,000 | 19,000 |
| Net income | 74,000 | 118,000 | 170,000 | 232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,104,000 | 2,133,000 | 2,170,000 | 2,218,000 |
| Total capital | 2,251,000 | 2,273,000 | 2,326,000 | 2,378,000 |
| Risk-weighted assets | 11,732,000 | 11,216,000 | 12,496,000 | 12,851,000 |