Call reports 2016
CORDER BANK, THE — 2016
What CORDER BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 19,473,000 | 20,513,000 | 19,647,000 | 19,617,000 |
| Total loans | 11,952,000 | 12,948,000 | 12,850,000 | 13,165,000 |
| Allowance for loan losses | 254,000 | 271,000 | 293,000 | 137,000 |
| Securities available for sale | 2,471,000 | 2,301,000 | 2,291,000 | 2,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,504,000 | 18,555,000 | 17,679,000 | 17,664,000 |
| Interest-bearing deposits | 14,433,000 | 15,396,000 | 14,892,000 | 14,616,000 |
| Noninterest-bearing deposits | 3,071,000 | 3,159,000 | 2,787,000 | 3,048,000 |
| Equity capital | 1,904,000 | 1,939,000 | 1,958,000 | 1,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 182,000 | 367,000 | 558,000 | 752,000 |
| Interest expense | 15,000 | 29,000 | 46,000 | 61,000 |
| Net interest income | 167,000 | 338,000 | 512,000 | 691,000 |
| Noninterest income | 18,000 | 36,000 | 53,000 | 68,000 |
| Noninterest expense | 118,000 | 230,000 | 346,000 | 478,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 46,000 | 102,000 | 156,000 | 197,000 |
| Income tax | 19,000 | 40,000 | 53,000 | 67,000 |
| Net income | 27,000 | 62,000 | 103,000 | 130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,861,000 | 1,876,000 | 1,901,000 | 1,890,000 |
| Total capital | 2,000,000 | 2,015,000 | 2,038,000 | 2,027,000 |
| Risk-weighted assets | 11,043,000 | 11,007,000 | 10,858,000 | 12,298,000 |