Call reports 2015
CORDER BANK, THE — 2015
What CORDER BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 19,176,000 | 18,454,000 | 19,127,000 | 19,299,000 |
| Total loans | 11,572,000 | 11,964,000 | 12,800,000 | 12,612,000 |
| Allowance for loan losses | 185,000 | 211,000 | 232,000 | 232,000 |
| Securities available for sale | 2,859,000 | 2,436,000 | 2,460,000 | 2,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,284,000 | 16,570,000 | 17,187,000 | 17,350,000 |
| Interest-bearing deposits | 14,808,000 | 14,358,000 | 14,542,000 | 14,103,000 |
| Noninterest-bearing deposits | 2,476,000 | 2,212,000 | 2,645,000 | 3,247,000 |
| Equity capital | 1,790,000 | 1,804,000 | 1,856,000 | 1,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 172,000 | 347,000 | 538,000 | 730,000 |
| Interest expense | 15,000 | 32,000 | 47,000 | 61,000 |
| Net interest income | 157,000 | 315,000 | 491,000 | 669,000 |
| Noninterest income | 17,000 | 35,000 | 53,000 | 67,000 |
| Noninterest expense | 110,000 | 216,000 | 333,000 | 452,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 82,000 | 131,000 | 187,000 | 239,000 |
| Income tax | 20,000 | 24,000 | 29,000 | 36,000 |
| Net income | 62,000 | 107,000 | 158,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,753,000 | 1,784,000 | 1,820,000 | 1,849,000 |
| Total capital | 1,887,000 | 1,924,000 | 1,973,000 | 1,992,000 |
| Risk-weighted assets | 10,689,000 | 11,132,000 | 12,163,000 | 11,374,000 |