Call reports 2013
CORDER BANK, THE — 2013
What CORDER BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 16,071,000 | 16,526,000 | 16,597,000 | 16,867,000 |
| Total loans | 10,209,000 | 11,020,000 | 11,393,000 | 11,052,000 |
| Allowance for loan losses | 90,000 | 93,000 | 97,000 | 99,000 |
| Securities available for sale | 669,000 | 548,000 | 849,000 | 942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,270,000 | 14,737,000 | 14,807,000 | 15,075,000 |
| Interest-bearing deposits | 11,883,000 | 12,786,000 | 12,907,000 | 13,114,000 |
| Noninterest-bearing deposits | 2,387,000 | 1,951,000 | 1,900,000 | 1,961,000 |
| Equity capital | 1,729,000 | 1,733,000 | 1,738,000 | 1,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 145,000 | 298,000 | 460,000 | 621,000 |
| Interest expense | 19,000 | 37,000 | 56,000 | 71,000 |
| Net interest income | 126,000 | 261,000 | 404,000 | 550,000 |
| Noninterest income | 12,000 | 25,000 | 25,000 | 36,000 |
| Noninterest expense | 112,000 | 212,000 | 324,000 | 447,000 |
| Provision for loan losses | 1,000 | 5,000 | 8,000 | 11,000 |
| Pretax income | 25,000 | 69,000 | 97,000 | 128,000 |
| Income tax | 6,000 | 15,000 | 25,000 | 35,000 |
| Net income | 19,000 | 54,000 | 72,000 | 93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,690,000 | 1,710,000 | 1,713,000 | 1,720,000 |
| Total capital | 1,780,000 | 1,803,000 | 1,810,000 | 1,819,000 |
| Risk-weighted assets | 8,942,000 | 9,660,000 | 9,961,000 | 10,010,000 |