Call reports 2012
CORDER BANK, THE — 2012
What CORDER BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 14,176,000 | 13,722,000 | 14,560,000 | 15,218,000 |
| Total loans | 9,905,000 | 10,014,000 | 10,133,000 | 10,343,000 |
| Allowance for loan losses | 92,000 | 88,000 | 87,000 | 90,000 |
| Securities available for sale | 665,000 | 682,000 | 681,000 | 677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,395,000 | 11,902,000 | 12,719,000 | 13,393,000 |
| Interest-bearing deposits | 10,178,000 | 9,746,000 | 10,791,000 | 11,070,000 |
| Noninterest-bearing deposits | 2,217,000 | 2,156,000 | 1,928,000 | 2,323,000 |
| Equity capital | 1,682,000 | 1,720,000 | 1,735,000 | 1,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 152,000 | 303,000 | 454,000 | 607,000 |
| Interest expense | 19,000 | 38,000 | 57,000 | 76,000 |
| Net interest income | 133,000 | 265,000 | 397,000 | 531,000 |
| Noninterest income | 20,000 | 37,000 | 49,000 | 59,000 |
| Noninterest expense | 100,000 | 197,000 | 301,000 | 426,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 51,000 | 102,000 | 140,000 | 158,000 |
| Income tax | 13,000 | 24,000 | 31,000 | 34,000 |
| Net income | 38,000 | 78,000 | 109,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,646,000 | 1,671,000 | 1,687,000 | 1,686,000 |
| Total capital | 1,738,000 | 1,759,000 | 1,774,000 | 1,776,000 |
| Risk-weighted assets | 9,141,000 | 9,093,000 | 9,231,000 | 9,053,000 |