Call reports 2011
CORDER BANK, THE — 2011
What CORDER BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 13,662,000 | 13,029,000 | 13,213,000 | 13,362,000 |
| Total loans | 9,097,000 | 9,952,000 | 10,071,000 | 9,678,000 |
| Allowance for loan losses | 96,000 | 95,000 | 91,000 | 90,000 |
| Securities available for sale | 725,000 | 732,000 | 763,000 | 668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,012,000 | 11,348,000 | 11,475,000 | 11,611,000 |
| Interest-bearing deposits | 9,834,000 | 9,672,000 | 9,562,000 | 9,677,000 |
| Noninterest-bearing deposits | 2,178,000 | 1,676,000 | 1,913,000 | 1,934,000 |
| Equity capital | 1,575,000 | 1,610,000 | 1,648,000 | 1,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 288,000 | 447,000 | 602,000 |
| Interest expense | 24,000 | 45,000 | 67,000 | 90,000 |
| Net interest income | 112,000 | 243,000 | 380,000 | 512,000 |
| Noninterest income | 17,000 | 30,000 | 45,000 | 61,000 |
| Noninterest expense | 100,000 | 205,000 | 317,000 | 433,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 27,000 | 65,000 | 103,000 | 134,000 |
| Income tax | 3,000 | 4,000 | 13,000 | 20,000 |
| Net income | 24,000 | 61,000 | 90,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,577,000 | 1,599,000 | 1,614,000 | 1,623,000 |
| Total capital | 1,673,000 | 1,694,000 | 1,705,000 | 1,713,000 |
| Risk-weighted assets | 8,558,000 | 9,236,000 | 9,296,000 | 9,454,000 |