Call reports 2010
CORDER BANK, THE — 2010
What CORDER BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 13,194,000 | 12,646,000 | 12,494,000 | 12,788,000 |
| Total loans | 7,976,000 | 8,522,000 | 8,804,000 | 8,344,000 |
| Allowance for loan losses | 90,000 | 92,000 | 93,000 | 94,000 |
| Securities available for sale | 605,000 | 589,000 | 723,000 | 605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,528,000 | 10,996,000 | 10,822,000 | 11,147,000 |
| Interest-bearing deposits | 9,961,000 | 9,510,000 | 9,337,000 | 8,886,000 |
| Noninterest-bearing deposits | 1,567,000 | 1,486,000 | 1,485,000 | 2,261,000 |
| Equity capital | 1,578,000 | 1,579,000 | 1,599,000 | 1,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 140,000 | 279,000 | 421,000 | 561,000 |
| Interest expense | 35,000 | 66,000 | 93,000 | 118,000 |
| Net interest income | 105,000 | 213,000 | 328,000 | 443,000 |
| Noninterest income | 18,000 | 31,000 | 49,000 | 64,000 |
| Noninterest expense | 98,000 | 197,000 | 298,000 | 410,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | 24,000 | 44,000 | 75,000 | 91,000 |
| Income tax | 0 | 0 | 0 | 23,000 |
| Net income | 24,000 | 44,000 | 75,000 | 68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,569,000 | 1,574,000 | 1,591,000 | 1,569,000 |
| Total capital | 1,657,000 | 1,666,000 | 1,684,000 | 1,663,000 |
| Risk-weighted assets | 7,067,000 | 7,804,000 | 8,118,000 | 7,587,000 |