Call reports 2006
WEST ONE BANK — 2006
What WEST ONE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 40,737,000 | 40,248,000 | 40,979,000 | 45,553,000 |
| Total loans | 30,801,000 | 33,656,000 | 34,324,000 | 36,631,000 |
| Allowance for loan losses | 440,000 | 485,000 | 520,000 | 551,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,901,000 | 34,454,000 | 35,027,000 | 36,086,000 |
| Interest-bearing deposits | 32,132,000 | 30,144,000 | 29,828,000 | 31,453,000 |
| Noninterest-bearing deposits | 2,769,000 | 4,310,000 | 5,199,000 | 4,633,000 |
| Equity capital | 4,114,000 | 4,204,000 | 4,353,000 | 4,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,369,000 | 2,127,000 | 2,941,000 |
| Interest expense | 303,000 | 617,000 | 953,000 | 1,335,000 |
| Net interest income | 341,000 | 752,000 | 1,174,000 | 1,606,000 |
| Noninterest income | 39,000 | 86,000 | 130,000 | 181,000 |
| Noninterest expense | 218,000 | 462,000 | 700,000 | 957,000 |
| Provision for loan losses | 45,000 | 90,000 | 125,000 | 155,000 |
| Pretax income | 117,000 | 286,000 | 479,000 | 675,000 |
| Income tax | 64,000 | 143,000 | 187,000 | 264,000 |
| Net income | 53,000 | 143,000 | 292,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,114,000 | 4,204,000 | 4,353,000 | 4,473,000 |
| Total capital | 4,509,000 | 4,617,000 | 4,791,000 | 4,937,000 |
| Risk-weighted assets | 31,615,000 | 34,649,000 | 34,929,000 | 37,053,000 |
Machine access — free, no API key
Every figure shown here about WEST ONE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.