Call reports 2025
INTEGRITY BANK FOR BUSINESS — 2025
What INTEGRITY BANK FOR BUSINESS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 91,605,000 | 99,950,000 | 98,706,000 | 98,384,000 |
| Total loans | 43,542,000 | 47,101,000 | 48,361,000 | 49,444,000 |
| Allowance for loan losses | 218,000 | 236,000 | 242,000 | 248,000 |
| Securities available for sale | 11,236,000 | 20,290,000 | 26,714,000 | 24,281,000 |
| Securities held to maturity | 6,000,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,785,000 | 63,196,000 | 59,693,000 | 59,396,000 |
| Interest-bearing deposits | 26,303,000 | 27,766,000 | 31,426,000 | 30,954,000 |
| Noninterest-bearing deposits | 29,482,000 | 35,430,000 | 28,267,000 | 28,442,000 |
| Equity capital | 21,196,000 | 21,258,000 | 21,373,000 | 21,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,746,000 | 2,764,000 | 3,805,000 |
| Interest expense | 169,000 | 336,000 | 522,000 | 699,000 |
| Net interest income | 641,000 | 1,410,000 | 2,242,000 | 3,106,000 |
| Noninterest income | 6,000 | 13,000 | 20,000 | 28,000 |
| Noninterest expense | 715,000 | 1,455,000 | 2,229,000 | 2,998,000 |
| Provision for loan losses | -12,000 | 6,000 | 12,000 | 18,000 |
| Pretax income | -63,000 | -45,000 | 16,000 | 117,000 |
| Income tax | -10,000 | 5,000 | 22,000 | 48,000 |
| Net income | -53,000 | -50,000 | -6,000 | 69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,124,000 | 21,126,000 | 20,331,000 | 20,433,000 |
| Total capital | 21,355,000 | 21,375,000 | 20,584,000 | 20,688,000 |
| Risk-weighted assets | 49,396,000 | 55,988,000 | 55,314,000 | 54,130,000 |