Call reports 2022
INTEGRITY BANK FOR BUSINESS — 2022
What INTEGRITY BANK FOR BUSINESS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 68,353,000 | 81,828,000 | 88,768,000 | 91,932,000 |
| Total loans | 33,429,000 | 35,651,000 | 41,943,000 | 43,202,000 |
| Allowance for loan losses | 168,000 | 179,000 | 210,000 | 216,000 |
| Securities available for sale | 0 | 24,932,000 | 25,039,000 | 24,648,000 |
| Securities held to maturity | 0 | 6,000,000 | 6,000,000 | 6,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,074,000 | 59,961,000 | 68,164,000 | 61,156,000 |
| Interest-bearing deposits | 27,444,000 | 35,089,000 | 43,902,000 | 35,048,000 |
| Noninterest-bearing deposits | 18,630,000 | 24,872,000 | 24,262,000 | 26,108,000 |
| Equity capital | 21,497,000 | 21,176,000 | 19,911,000 | 20,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 254,000 | 739,000 | 1,439,000 | 2,318,000 |
| Interest expense | 12,000 | 30,000 | 109,000 | 309,000 |
| Net interest income | 242,000 | 709,000 | 1,330,000 | 2,009,000 |
| Noninterest income | 4,000 | 11,000 | 19,000 | 30,000 |
| Noninterest expense | 718,000 | 1,518,000 | 2,229,000 | 2,972,000 |
| Provision for loan losses | 65,000 | 76,000 | 107,000 | 114,000 |
| Pretax income | -537,000 | -874,000 | -987,000 | -1,047,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -537,000 | -874,000 | -987,000 | -1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,497,000 | 21,229,000 | 21,184,000 | 21,177,000 |
| Total capital | 21,665,000 | 21,408,000 | 21,394,000 | 21,393,000 |
| Risk-weighted assets | 33,960,000 | 41,937,000 | 48,397,000 | 50,481,000 |