Call reports 2012
SECURITY STATE BANK, THE — 2012
What SECURITY STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,369,000 | 41,494,000 | 39,830,000 | 39,727,000 |
| Total loans | 20,060,000 | 20,283,000 | 20,945,000 | 20,831,000 |
| Allowance for loan losses | 427,000 | 436,000 | 451,000 | 462,000 |
| Securities available for sale | 13,388,000 | 14,577,000 | 13,975,000 | 13,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,704,000 | 35,604,000 | 33,673,000 | 33,567,000 |
| Interest-bearing deposits | 26,620,000 | 27,188,000 | 26,189,000 | 25,791,000 |
| Noninterest-bearing deposits | 8,084,000 | 8,416,000 | 7,484,000 | 7,776,000 |
| Equity capital | 5,565,000 | 5,753,000 | 5,982,000 | 6,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 952,000 | 1,432,000 | 1,906,000 |
| Interest expense | 63,000 | 124,000 | 181,000 | 233,000 |
| Net interest income | 408,000 | 828,000 | 1,251,000 | 1,673,000 |
| Noninterest income | 84,000 | 197,000 | 271,000 | 389,000 |
| Noninterest expense | 362,000 | 736,000 | 1,100,000 | 1,487,000 |
| Provision for loan losses | 18,000 | 51,000 | 70,000 | 87,000 |
| Pretax income | 112,000 | 256,000 | 370,000 | 506,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 112,000 | 256,000 | 370,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,275,000 | 5,419,000 | 5,533,000 | 5,668,000 |
| Total capital | 5,557,000 | 5,697,000 | 5,818,000 | 5,956,000 |
| Risk-weighted assets | 22,410,000 | 22,047,000 | 22,667,000 | 22,898,000 |