Call reports 2025
JACKSON COUNTY BANK — 2025
What JACKSON COUNTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,036,251,000 | 1,039,853,000 | 1,043,646,000 | 1,065,907,000 |
| Total loans | 828,302,000 | 856,744,000 | 863,872,000 | 878,442,000 |
| Allowance for loan losses | 7,727,000 | 8,368,000 | 8,414,000 | 8,569,000 |
| Securities available for sale | 87,928,000 | 92,291,000 | 90,496,000 | 96,551,000 |
| Securities held to maturity | 16,280,000 | 15,265,000 | 14,403,000 | 14,324,000 |
| Trading assets | 653,000 | 712,000 | 750,000 | 767,000 |
| Total deposits | 846,355,000 | 847,807,000 | 815,661,000 | 842,608,000 |
| Interest-bearing deposits | 702,298,000 | 708,067,000 | 676,762,000 | 700,117,000 |
| Noninterest-bearing deposits | 144,057,000 | 139,740,000 | 138,899,000 | 142,491,000 |
| Equity capital | 84,680,000 | 84,151,000 | 87,269,000 | 89,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,987,000 | 26,680,000 | 40,810,000 | 54,965,000 |
| Interest expense | 5,137,000 | 10,482,000 | 16,001,000 | 21,611,000 |
| Net interest income | 7,850,000 | 16,198,000 | 24,809,000 | 33,354,000 |
| Noninterest income | 2,954,000 | 6,193,000 | 9,522,000 | 12,782,000 |
| Noninterest expense | 8,055,000 | 16,413,000 | 25,129,000 | 33,893,000 |
| Provision for loan losses | 130,000 | 799,000 | 1,268,000 | 1,648,000 |
| Pretax income | 2,566,000 | 5,126,000 | 7,993,000 | 10,684,000 |
| Income tax | 457,000 | 920,000 | 1,446,000 | 1,922,000 |
| Net income | 2,109,000 | 4,206,000 | 6,547,000 | 8,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,954,000 | 87,963,000 | 90,491,000 | 90,440,000 |
| Total capital | 96,959,000 | 96,608,000 | 99,073,000 | 99,150,000 |
| Risk-weighted assets | 796,369,000 | 816,753,000 | 817,216,000 | 828,894,000 |