Call reports 2024
JACKSON COUNTY BANK — 2024
What JACKSON COUNTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 995,198,000 | 1,020,044,000 | 1,011,206,000 | 982,476,000 |
| Total loans | 776,827,000 | 790,819,000 | 805,396,000 | 808,467,000 |
| Allowance for loan losses | 7,235,000 | 7,476,000 | 7,570,000 | 7,623,000 |
| Securities available for sale | 104,108,000 | 103,580,000 | 107,443,000 | 85,739,000 |
| Securities held to maturity | 18,409,000 | 18,425,000 | 17,357,000 | 16,664,000 |
| Trading assets | 605,000 | 608,000 | 644,000 | 650,000 |
| Total deposits | 772,713,000 | 794,645,000 | 781,135,000 | 787,001,000 |
| Interest-bearing deposits | 635,178,000 | 663,802,000 | 648,863,000 | 643,457,000 |
| Noninterest-bearing deposits | 137,535,000 | 130,843,000 | 132,272,000 | 143,544,000 |
| Equity capital | 79,018,000 | 78,806,000 | 83,513,000 | 82,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,147,000 | 24,981,000 | 38,094,000 | 51,105,000 |
| Interest expense | 5,320,000 | 11,185,000 | 17,175,000 | 22,700,000 |
| Net interest income | 6,827,000 | 13,796,000 | 20,919,000 | 28,405,000 |
| Noninterest income | 2,678,000 | 5,554,000 | 8,616,000 | 11,736,000 |
| Noninterest expense | 7,347,000 | 14,874,000 | 22,544,000 | 30,276,000 |
| Provision for loan losses | 365,000 | 606,000 | 900,000 | 1,002,000 |
| Pretax income | 1,825,000 | 3,889,000 | 6,112,000 | 8,884,000 |
| Income tax | 294,000 | 643,000 | 1,026,000 | 1,523,000 |
| Net income | 1,531,000 | 3,246,000 | 5,086,000 | 7,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,525,000 | 84,071,000 | 85,972,000 | 86,783,000 |
| Total capital | 90,981,000 | 91,780,000 | 93,764,000 | 94,631,000 |
| Risk-weighted assets | 796,573,000 | 814,575,000 | 817,999,000 | 805,644,000 |