Call reports 2023
JACKSON COUNTY BANK — 2023
What JACKSON COUNTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 844,889,000 | 883,962,000 | 924,215,000 | 952,711,000 |
| Total loans | 644,823,000 | 680,084,000 | 724,138,000 | 749,812,000 |
| Allowance for loan losses | 5,985,000 | 6,185,000 | 6,591,000 | 6,892,000 |
| Securities available for sale | 111,415,000 | 108,046,000 | 100,808,000 | 106,062,000 |
| Securities held to maturity | 20,416,000 | 20,285,000 | 19,682,000 | 19,700,000 |
| Trading assets | 512,000 | 531,000 | 487,000 | 542,000 |
| Total deposits | 697,234,000 | 706,808,000 | 717,054,000 | 740,959,000 |
| Interest-bearing deposits | 557,305,000 | 566,069,000 | 571,512,000 | 603,651,000 |
| Noninterest-bearing deposits | 139,929,000 | 140,739,000 | 145,542,000 | 137,308,000 |
| Equity capital | 73,782,000 | 73,513,000 | 71,743,000 | 78,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,906,000 | 18,602,000 | 29,289,000 | 41,076,000 |
| Interest expense | 2,218,000 | 5,186,000 | 9,023,000 | 13,709,000 |
| Net interest income | 6,688,000 | 13,416,000 | 20,266,000 | 27,367,000 |
| Noninterest income | 2,624,000 | 5,147,000 | 7,783,000 | 10,403,000 |
| Noninterest expense | 6,972,000 | 14,155,000 | 21,522,000 | 28,672,000 |
| Provision for loan losses | 15,000 | 215,000 | 615,000 | 915,000 |
| Pretax income | 2,340,000 | 4,210,000 | 5,929,000 | 8,200,000 |
| Income tax | 334,000 | 624,000 | 885,000 | 1,359,000 |
| Net income | 2,006,000 | 3,586,000 | 5,044,000 | 6,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,781,000 | 78,056,000 | 80,075,000 | 81,934,000 |
| Total capital | 82,987,000 | 84,462,000 | 86,887,000 | 89,047,000 |
| Risk-weighted assets | 708,936,000 | 738,050,000 | 764,853,000 | 778,893,000 |