Call reports 2022
JACKSON COUNTY BANK — 2022
What JACKSON COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 779,827,000 | 754,512,000 | 800,711,000 | 816,726,000 |
| Total loans | 508,673,000 | 532,912,000 | 573,577,000 | 607,152,000 |
| Allowance for loan losses | 5,747,000 | 5,748,000 | 5,745,000 | 5,743,000 |
| Securities available for sale | 114,912,000 | 97,928,000 | 102,222,000 | 111,789,000 |
| Securities held to maturity | 0 | 21,644,000 | 20,501,000 | 20,458,000 |
| Trading assets | 700,000 | 472,000 | 451,000 | 470,000 |
| Total deposits | 676,137,000 | 664,010,000 | 678,294,000 | 688,644,000 |
| Interest-bearing deposits | 527,274,000 | 522,806,000 | 525,099,000 | 545,541,000 |
| Noninterest-bearing deposits | 148,863,000 | 141,204,000 | 153,195,000 | 143,103,000 |
| Equity capital | 65,462,000 | 62,577,000 | 61,286,000 | 67,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,837,000 | 12,027,000 | 19,252,000 | 27,335,000 |
| Interest expense | 662,000 | 1,317,000 | 2,389,000 | 4,033,000 |
| Net interest income | 5,175,000 | 10,710,000 | 16,863,000 | 23,302,000 |
| Noninterest income | 2,872,000 | 5,151,000 | 7,555,000 | 9,677,000 |
| Noninterest expense | 6,044,000 | 11,926,000 | 18,180,000 | 24,545,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,003,000 | 3,935,000 | 6,238,000 | 8,436,000 |
| Income tax | 322,000 | 631,000 | 1,014,000 | 1,363,000 |
| Net income | 1,681,000 | 3,304,000 | 5,224,000 | 7,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,775,000 | 68,443,000 | 70,409,000 | 74,179,000 |
| Total capital | 73,522,000 | 74,191,000 | 76,154,000 | 79,922,000 |
| Risk-weighted assets | 563,570,000 | 601,729,000 | 636,193,000 | 670,905,000 |