Call reports 2021
JACKSON COUNTY BANK — 2021
What JACKSON COUNTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 729,564,000 | 730,568,000 | 739,917,000 | 780,440,000 |
| Total loans | 508,389,000 | 513,620,000 | 491,175,000 | 509,099,000 |
| Allowance for loan losses | 5,813,000 | 5,964,000 | 5,962,000 | 5,761,000 |
| Securities available for sale | 103,111,000 | 110,378,000 | 108,903,000 | 115,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 866,000 | 688,000 | 666,000 | 704,000 |
| Total deposits | 595,417,000 | 597,587,000 | 605,366,000 | 651,824,000 |
| Interest-bearing deposits | 467,626,000 | 473,819,000 | 479,677,000 | 508,269,000 |
| Noninterest-bearing deposits | 127,791,000 | 123,768,000 | 125,689,000 | 143,555,000 |
| Equity capital | 66,384,000 | 67,734,000 | 69,203,000 | 70,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,076,000 | 12,253,000 | 18,350,000 | 24,221,000 |
| Interest expense | 843,000 | 1,651,000 | 2,445,000 | 3,187,000 |
| Net interest income | 5,233,000 | 10,602,000 | 15,905,000 | 21,034,000 |
| Noninterest income | 3,322,000 | 6,231,000 | 9,170,000 | 11,988,000 |
| Noninterest expense | 5,812,000 | 11,574,000 | 17,390,000 | 23,306,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 0 |
| Pretax income | 2,723,000 | 5,385,000 | 7,811,000 | 10,042,000 |
| Income tax | 477,000 | 936,000 | 1,343,000 | 1,710,000 |
| Net income | 2,246,000 | 4,449,000 | 6,468,000 | 8,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,627,000 | 62,840,000 | 64,904,000 | 66,049,000 |
| Total capital | 67,440,000 | 68,804,000 | 70,866,000 | 71,810,000 |
| Risk-weighted assets | 508,255,000 | 536,001,000 | 526,199,000 | 549,461,000 |