Call reports 2020
JACKSON COUNTY BANK — 2020
What JACKSON COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 611,788,000 | 683,418,000 | 677,049,000 | 704,348,000 |
| Total loans | 453,739,000 | 500,136,000 | 496,431,000 | 514,243,000 |
| Allowance for loan losses | 4,005,000 | 4,531,000 | 5,228,000 | 5,613,000 |
| Securities available for sale | 88,834,000 | 88,746,000 | 88,901,000 | 93,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 708,000 | 667,000 | 716,000 | 793,000 |
| Total deposits | 477,251,000 | 549,278,000 | 545,245,000 | 572,586,000 |
| Interest-bearing deposits | 396,735,000 | 437,630,000 | 436,545,000 | 456,264,000 |
| Noninterest-bearing deposits | 80,516,000 | 111,648,000 | 108,700,000 | 116,322,000 |
| Equity capital | 62,032,000 | 62,752,000 | 64,572,000 | 65,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,834,000 | 11,761,000 | 17,630,000 | 23,700,000 |
| Interest expense | 1,191,000 | 2,288,000 | 3,317,000 | 4,232,000 |
| Net interest income | 4,643,000 | 9,473,000 | 14,313,000 | 19,468,000 |
| Noninterest income | 2,003,000 | 4,618,000 | 8,509,000 | 11,904,000 |
| Noninterest expense | 4,630,000 | 9,858,000 | 15,776,000 | 21,846,000 |
| Provision for loan losses | 175,000 | 700,000 | 1,400,000 | 1,800,000 |
| Pretax income | 1,841,000 | 3,533,000 | 5,646,000 | 7,726,000 |
| Income tax | 308,000 | 581,000 | 940,000 | 1,284,000 |
| Net income | 1,533,000 | 2,952,000 | 4,706,000 | 6,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,400,000 | 56,614,000 | 58,413,000 | 59,335,000 |
| Total capital | 60,405,000 | 61,145,000 | 63,641,000 | 64,948,000 |
| Risk-weighted assets | 472,580,000 | 486,071,000 | 490,714,000 | 513,940,000 |