Call reports 2019
JACKSON COUNTY BANK — 2019
What JACKSON COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 585,537,000 | 589,457,000 | 593,464,000 | 589,584,000 |
| Total loans | 421,743,000 | 422,420,000 | 435,438,000 | 437,497,000 |
| Allowance for loan losses | 3,685,000 | 3,754,000 | 3,855,000 | 3,831,000 |
| Securities available for sale | 89,722,000 | 95,654,000 | 90,147,000 | 87,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 957,000 | 820,000 | 817,000 | 875,000 |
| Total deposits | 466,329,000 | 467,547,000 | 461,369,000 | 462,419,000 |
| Interest-bearing deposits | 387,771,000 | 390,241,000 | 380,451,000 | 386,489,000 |
| Noninterest-bearing deposits | 78,558,000 | 77,306,000 | 80,918,000 | 75,930,000 |
| Equity capital | 56,870,000 | 57,891,000 | 60,193,000 | 59,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,590,000 | 11,305,000 | 17,122,000 | 22,910,000 |
| Interest expense | 1,127,000 | 2,309,000 | 3,541,000 | 4,774,000 |
| Net interest income | 4,463,000 | 8,996,000 | 13,581,000 | 18,136,000 |
| Noninterest income | 1,619,000 | 3,343,000 | 6,241,000 | 8,325,000 |
| Noninterest expense | 4,504,000 | 9,269,000 | 14,654,000 | 19,608,000 |
| Provision for loan losses | 125,000 | 200,000 | 300,000 | 425,000 |
| Pretax income | 1,429,000 | 2,828,000 | 4,826,000 | 6,386,000 |
| Income tax | 224,000 | 442,000 | 784,000 | 1,033,000 |
| Net income | 1,205,000 | 2,386,000 | 4,042,000 | 5,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,912,000 | 53,412,000 | 55,114,000 | 54,821,000 |
| Total capital | 56,597,000 | 57,166,000 | 58,969,000 | 58,652,000 |
| Risk-weighted assets | 451,097,000 | 446,887,000 | 454,855,000 | 457,260,000 |