Call reports 2018
JACKSON COUNTY BANK — 2018
What JACKSON COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 534,536,000 | 537,170,000 | 556,521,000 | 567,813,000 |
| Total loans | 378,249,000 | 385,657,000 | 410,052,000 | 421,630,000 |
| Allowance for loan losses | 3,238,000 | 3,315,000 | 3,537,000 | 3,709,000 |
| Securities available for sale | 90,559,000 | 91,520,000 | 91,117,000 | 91,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,061,000 | 915,000 | 952,000 | 830,000 |
| Total deposits | 437,599,000 | 427,136,000 | 447,585,000 | 442,703,000 |
| Interest-bearing deposits | 363,919,000 | 356,746,000 | 365,423,000 | 368,629,000 |
| Noninterest-bearing deposits | 73,680,000 | 70,390,000 | 82,162,000 | 74,074,000 |
| Equity capital | 48,251,000 | 51,992,000 | 52,843,000 | 54,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,665,000 | 9,532,000 | 14,648,000 | 20,047,000 |
| Interest expense | 695,000 | 1,460,000 | 2,358,000 | 3,421,000 |
| Net interest income | 3,970,000 | 8,072,000 | 12,290,000 | 16,626,000 |
| Noninterest income | 1,188,000 | 2,416,000 | 4,371,000 | 6,300,000 |
| Noninterest expense | 3,921,000 | 7,961,000 | 12,658,000 | 17,656,000 |
| Provision for loan losses | 25,000 | 100,000 | 325,000 | 500,000 |
| Pretax income | 1,204,000 | 2,419,000 | 3,670,000 | 4,762,000 |
| Income tax | 180,000 | 360,000 | 552,000 | 707,000 |
| Net income | 1,024,000 | 2,059,000 | 3,118,000 | 4,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,025,000 | 49,559,000 | 50,679,000 | 51,661,000 |
| Total capital | 53,263,000 | 52,874,000 | 54,216,000 | 55,370,000 |
| Risk-weighted assets | 411,252,000 | 419,312,000 | 436,856,000 | 447,473,000 |