Call reports 2017
JACKSON COUNTY BANK — 2017
What JACKSON COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 514,418,000 | 515,299,000 | 512,970,000 | 511,078,000 |
| Total loans | 342,713,000 | 348,162,000 | 359,856,000 | 367,878,000 |
| Allowance for loan losses | 2,900,000 | 2,999,000 | 3,050,000 | 3,157,000 |
| Securities available for sale | 96,004,000 | 83,304,000 | 90,280,000 | 92,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,336,000 | 977,000 | 1,013,000 | 1,058,000 |
| Total deposits | 416,774,000 | 413,930,000 | 412,831,000 | 415,800,000 |
| Interest-bearing deposits | 348,399,000 | 344,498,000 | 342,044,000 | 341,115,000 |
| Noninterest-bearing deposits | 68,375,000 | 69,432,000 | 70,788,000 | 74,685,000 |
| Equity capital | 47,909,000 | 48,340,000 | 49,110,000 | 47,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,979,000 | 8,072,000 | 12,359,000 | 16,731,000 |
| Interest expense | 571,000 | 1,184,000 | 1,864,000 | 2,540,000 |
| Net interest income | 3,408,000 | 6,888,000 | 10,495,000 | 14,191,000 |
| Noninterest income | 1,584,000 | 2,742,000 | 3,938,000 | 5,374,000 |
| Noninterest expense | 3,579,000 | 7,195,000 | 10,965,000 | 14,822,000 |
| Provision for loan losses | 175,000 | 275,000 | 325,000 | 475,000 |
| Pretax income | 1,238,000 | 2,285,000 | 3,268,000 | 4,393,000 |
| Income tax | 151,000 | 376,000 | 588,000 | 1,477,000 |
| Net income | 1,087,000 | 1,909,000 | 2,680,000 | 2,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,095,000 | 49,217,000 | 49,988,000 | 48,936,000 |
| Total capital | 51,995,000 | 52,216,000 | 53,038,000 | 52,093,000 |
| Risk-weighted assets | 354,597,000 | 360,879,000 | 368,688,000 | 398,992,000 |