Call reports 2013
JACKSON COUNTY BANK — 2013
What JACKSON COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 445,771,000 | 429,537,000 | 428,833,000 | 440,606,000 |
| Total loans | 282,511,000 | 287,994,000 | 289,072,000 | 292,724,000 |
| Allowance for loan losses | 4,775,000 | 5,021,000 | 2,798,000 | 2,773,000 |
| Securities available for sale | 109,637,000 | 95,323,000 | 90,014,000 | 86,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,026,000 | 1,059,000 | 1,127,000 | 1,202,000 |
| Total deposits | 353,648,000 | 341,343,000 | 333,014,000 | 338,710,000 |
| Interest-bearing deposits | 299,165,000 | 282,395,000 | 269,124,000 | 277,227,000 |
| Noninterest-bearing deposits | 54,483,000 | 58,948,000 | 63,890,000 | 61,483,000 |
| Equity capital | 41,653,000 | 40,242,000 | 41,459,000 | 41,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,804,000 | 7,611,000 | 11,354,000 | 15,052,000 |
| Interest expense | 644,000 | 1,235,000 | 1,799,000 | 2,382,000 |
| Net interest income | 3,160,000 | 6,376,000 | 9,555,000 | 12,670,000 |
| Noninterest income | 1,314,000 | 2,513,000 | 3,655,000 | 4,869,000 |
| Noninterest expense | 2,996,000 | 6,032,000 | 9,170,000 | 12,264,000 |
| Provision for loan losses | 375,000 | 675,000 | 975,000 | 925,000 |
| Pretax income | 1,103,000 | 2,256,000 | 3,141,000 | 4,529,000 |
| Income tax | 216,000 | 422,000 | 544,000 | 858,000 |
| Net income | 887,000 | 1,834,000 | 2,597,000 | 3,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,328,000 | 42,072,000 | 43,846,000 | 44,660,000 |
| Total capital | 45,943,000 | 45,740,000 | 46,644,000 | 47,433,000 |
| Risk-weighted assets | 288,018,000 | 292,093,000 | 291,327,000 | 296,263,000 |