Call reports 2012
JACKSON COUNTY BANK — 2012
What JACKSON COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 393,366,000 | 400,422,000 | 425,427,000 | 447,596,000 |
| Total loans | 282,432,000 | 281,325,000 | 285,930,000 | 283,744,000 |
| Allowance for loan losses | 3,968,000 | 3,934,000 | 4,080,000 | 4,335,000 |
| Securities available for sale | 57,071,000 | 56,859,000 | 74,951,000 | 105,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 834,000 | 863,000 | 917,000 | 938,000 |
| Total deposits | 309,826,000 | 317,065,000 | 330,977,000 | 358,206,000 |
| Interest-bearing deposits | 256,335,000 | 262,480,000 | 273,932,000 | 296,992,000 |
| Noninterest-bearing deposits | 53,490,000 | 54,585,000 | 57,045,000 | 61,213,000 |
| Equity capital | 40,188,000 | 40,247,000 | 41,332,000 | 41,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,059,000 | 8,042,000 | 12,002,000 | 15,896,000 |
| Interest expense | 778,000 | 1,496,000 | 2,189,000 | 2,871,000 |
| Net interest income | 3,281,000 | 6,546,000 | 9,813,000 | 13,025,000 |
| Noninterest income | 1,294,000 | 2,419,000 | 3,547,000 | 4,988,000 |
| Noninterest expense | 3,128,000 | 6,299,000 | 9,408,000 | 12,580,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 550,000 |
| Pretax income | 1,447,000 | 2,726,000 | 3,889,000 | 4,970,000 |
| Income tax | 362,000 | 664,000 | 925,000 | 1,156,000 |
| Net income | 1,085,000 | 2,062,000 | 2,964,000 | 3,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,696,000 | 38,561,000 | 41,468,000 | 41,442,000 |
| Total capital | 42,201,000 | 42,062,000 | 45,069,000 | 45,060,000 |
| Risk-weighted assets | 279,959,000 | 279,652,000 | 287,680,000 | 288,748,000 |