Call reports 2011
JACKSON COUNTY BANK — 2011
What JACKSON COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 376,627,000 | 379,100,000 | 386,488,000 | 389,980,000 |
| Total loans | 277,655,000 | 271,961,000 | 272,019,000 | 277,218,000 |
| Allowance for loan losses | 4,454,000 | 5,238,000 | 5,616,000 | 3,993,000 |
| Securities available for sale | 47,128,000 | 60,884,000 | 57,920,000 | 58,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 751,000 | 747,000 | 706,000 | 755,000 |
| Total deposits | 294,951,000 | 297,599,000 | 303,795,000 | 304,194,000 |
| Interest-bearing deposits | 244,962,000 | 248,353,000 | 248,379,000 | 253,258,000 |
| Noninterest-bearing deposits | 49,989,000 | 49,246,000 | 55,416,000 | 50,937,000 |
| Equity capital | 38,558,000 | 38,214,000 | 39,204,000 | 39,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,210,000 | 8,370,000 | 12,611,000 | 16,756,000 |
| Interest expense | 997,000 | 1,974,000 | 2,899,000 | 3,732,000 |
| Net interest income | 3,213,000 | 6,396,000 | 9,712,000 | 13,024,000 |
| Noninterest income | 1,323,000 | 2,369,000 | 3,374,000 | 4,657,000 |
| Noninterest expense | 2,875,000 | 5,767,000 | 8,632,000 | 12,227,000 |
| Provision for loan losses | 400,000 | 1,300,000 | 1,700,000 | 1,300,000 |
| Pretax income | 1,353,000 | 1,790,000 | 2,846,000 | 4,246,000 |
| Income tax | 332,000 | 356,000 | 590,000 | 941,000 |
| Net income | 1,021,000 | 1,434,000 | 2,256,000 | 3,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,570,000 | 37,227,000 | 38,743,000 | 37,596,000 |
| Total capital | 42,065,000 | 40,666,000 | 42,200,000 | 41,047,000 |
| Risk-weighted assets | 278,677,000 | 273,315,000 | 274,417,000 | 275,583,000 |