Call reports 2010
JACKSON COUNTY BANK — 2010
What JACKSON COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 390,386,000 | 376,041,000 | 366,192,000 | 372,396,000 |
| Total loans | 279,927,000 | 279,861,000 | 279,965,000 | 283,464,000 |
| Allowance for loan losses | 3,112,000 | 3,428,000 | 3,562,000 | 4,144,000 |
| Securities available for sale | 63,404,000 | 47,846,000 | 42,470,000 | 47,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 623,000 | 600,000 | 663,000 | 717,000 |
| Total deposits | 306,061,000 | 292,888,000 | 286,377,000 | 288,878,000 |
| Interest-bearing deposits | 259,711,000 | 246,541,000 | 235,552,000 | 234,109,000 |
| Noninterest-bearing deposits | 46,350,000 | 46,347,000 | 50,825,000 | 54,769,000 |
| Equity capital | 37,455,000 | 37,406,000 | 38,252,000 | 37,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,507,000 | 8,875,000 | 13,272,000 | 17,589,000 |
| Interest expense | 1,509,000 | 2,938,000 | 4,184,000 | 5,227,000 |
| Net interest income | 2,998,000 | 5,937,000 | 9,088,000 | 12,362,000 |
| Noninterest income | 1,055,000 | 2,016,000 | 3,219,000 | 4,546,000 |
| Noninterest expense | 3,057,000 | 5,972,000 | 9,000,000 | 12,033,000 |
| Provision for loan losses | 425,000 | 975,000 | 1,500,000 | 2,250,000 |
| Pretax income | 611,000 | 1,315,000 | 2,116,000 | 2,934,000 |
| Income tax | 65,000 | 170,000 | 313,000 | 457,000 |
| Net income | 546,000 | 1,145,000 | 1,803,000 | 2,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,451,000 | 37,450,000 | 38,109,000 | 38,032,000 |
| Total capital | 40,563,000 | 40,855,000 | 41,478,000 | 41,507,000 |
| Risk-weighted assets | 278,190,000 | 272,381,000 | 269,345,000 | 277,339,000 |