Call reports 2009
JACKSON COUNTY BANK — 2009
What JACKSON COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 406,804,000 | 395,649,000 | 392,918,000 | 400,274,000 |
| Total loans | 305,910,000 | 296,026,000 | 295,276,000 | 291,213,000 |
| Allowance for loan losses | 2,654,000 | 2,708,000 | 2,903,000 | 3,050,000 |
| Securities available for sale | 49,864,000 | 58,743,000 | 62,219,000 | 65,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 321,000 | 478,000 | 551,000 | 574,000 |
| Total deposits | 305,918,000 | 308,030,000 | 307,930,000 | 319,841,000 |
| Interest-bearing deposits | 259,447,000 | 262,799,000 | 262,802,000 | 267,823,000 |
| Noninterest-bearing deposits | 46,471,000 | 45,231,000 | 45,127,000 | 52,018,000 |
| Equity capital | 36,054,000 | 36,000,000 | 37,092,000 | 36,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,014,000 | 9,846,000 | 14,656,000 | 19,376,000 |
| Interest expense | 1,950,000 | 3,799,000 | 5,510,000 | 7,107,000 |
| Net interest income | 3,064,000 | 6,047,000 | 9,146,000 | 12,269,000 |
| Noninterest income | 1,419,000 | 2,758,000 | 3,932,000 | 5,158,000 |
| Noninterest expense | 3,227,000 | 6,787,000 | 10,140,000 | 13,339,000 |
| Provision for loan losses | 365,000 | 600,000 | 875,000 | 1,350,000 |
| Pretax income | 891,000 | 1,418,000 | 2,063,000 | 2,738,000 |
| Income tax | 109,000 | 160,000 | 239,000 | 321,000 |
| Net income | 782,000 | 1,258,000 | 1,824,000 | 2,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,071,000 | 36,172,000 | 36,737,000 | 36,906,000 |
| Total capital | 38,726,000 | 38,880,000 | 39,640,000 | 39,956,000 |
| Risk-weighted assets | 291,779,000 | 287,253,000 | 286,329,000 | 289,589,000 |