Call reports 2005
JACKSON COUNTY BANK — 2005
What JACKSON COUNTY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 316,385,000 | 324,236,000 | 342,819,000 | 348,413,000 |
| Total loans | 235,849,000 | 246,300,000 | 260,909,000 | 266,364,000 |
| Allowance for loan losses | 2,487,000 | 2,385,000 | 2,349,000 | 2,305,000 |
| Securities available for sale | 60,281,000 | 57,851,000 | 55,181,000 | 54,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,953,000 | 255,837,000 | 265,290,000 | 274,102,000 |
| Interest-bearing deposits | 221,028,000 | 215,851,000 | 224,671,000 | 231,546,000 |
| Noninterest-bearing deposits | 39,925,000 | 39,986,000 | 40,619,000 | 42,556,000 |
| Equity capital | 31,206,000 | 30,962,000 | 31,655,000 | 31,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,948,000 | 8,098,000 | 12,473,000 | 17,093,000 |
| Interest expense | 1,189,000 | 2,477,000 | 3,947,000 | 5,681,000 |
| Net interest income | 2,759,000 | 5,621,000 | 8,526,000 | 11,412,000 |
| Noninterest income | 702,000 | 1,436,000 | 2,268,000 | 2,958,000 |
| Noninterest expense | 2,692,000 | 5,359,000 | 7,832,000 | 10,306,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 739,000 | 1,660,000 | 2,921,000 | 4,023,000 |
| Income tax | 162,000 | 381,000 | 723,000 | 1,014,000 |
| Net income | 577,000 | 1,279,000 | 2,198,000 | 3,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,011,000 | 30,563,000 | 31,482,000 | 31,543,000 |
| Total capital | 33,498,000 | 32,948,000 | 33,831,000 | 33,848,000 |
| Risk-weighted assets | 211,630,000 | 223,004,000 | 239,108,000 | 244,148,000 |
Machine access — free, no API key
Every figure shown here about JACKSON COUNTY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.