Call reports 2004
JACKSON COUNTY BANK — 2004
What JACKSON COUNTY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 324,147,000 | 319,722,000 | 320,585,000 | 317,883,000 |
| Total loans | 238,417,000 | 236,751,000 | 233,916,000 | 237,861,000 |
| Allowance for loan losses | 2,498,000 | 2,473,000 | 2,386,000 | 2,457,000 |
| Securities available for sale | 67,196,000 | 65,300,000 | 66,241,000 | 61,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,576,000 | 259,638,000 | 255,884,000 | 248,247,000 |
| Interest-bearing deposits | 219,889,000 | 219,956,000 | 218,737,000 | 207,053,000 |
| Noninterest-bearing deposits | 37,688,000 | 39,682,000 | 37,147,000 | 41,194,000 |
| Equity capital | 31,332,000 | 30,393,000 | 31,452,000 | 30,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,960,000 | 7,893,000 | 11,776,000 | 15,687,000 |
| Interest expense | 1,257,000 | 2,485,000 | 3,697,000 | 4,873,000 |
| Net interest income | 2,703,000 | 5,408,000 | 8,079,000 | 10,814,000 |
| Noninterest income | 623,000 | 1,140,000 | 1,917,000 | 2,576,000 |
| Noninterest expense | 2,498,000 | 5,158,000 | 7,746,000 | 10,479,000 |
| Provision for loan losses | 52,000 | 53,000 | 53,000 | 150,000 |
| Pretax income | 776,000 | 1,337,000 | 2,197,000 | 2,753,000 |
| Income tax | 215,000 | 335,000 | 563,000 | 616,000 |
| Net income | 561,000 | 1,002,000 | 1,634,000 | 2,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,183,000 | 30,024,000 | 30,656,000 | 30,434,000 |
| Total capital | 32,681,000 | 32,497,000 | 33,042,000 | 32,891,000 |
| Risk-weighted assets | 213,023,000 | 210,670,000 | 211,600,000 | 214,470,000 |
Machine access — free, no API key
Every figure shown here about JACKSON COUNTY BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.