Call reports 2025
BANK OF TRAVELERS REST — 2025
What BANK OF TRAVELERS REST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,529,260,000 | 1,514,823,000 | 1,547,863,000 | 1,555,193,000 |
| Total loans | 864,675,000 | 878,423,000 | 901,384,000 | 902,280,000 |
| Allowance for loan losses | 11,277,000 | 11,524,000 | 11,696,000 | 11,910,000 |
| Securities available for sale | 429,366,000 | 422,753,000 | 437,586,000 | 447,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,390,502,000 | 1,370,439,000 | 1,391,955,000 | 1,397,008,000 |
| Interest-bearing deposits | 1,180,421,000 | 1,165,689,000 | 1,181,391,000 | 1,186,270,000 |
| Noninterest-bearing deposits | 210,081,000 | 204,750,000 | 210,564,000 | 210,738,000 |
| Equity capital | 114,117,000 | 116,621,000 | 128,512,000 | 133,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 16,894,000 | 34,652,000 | 52,660,000 | 71,100,000 |
| Interest expense | 6,163,000 | 12,385,000 | 18,727,000 | 24,994,000 |
| Net interest income | 10,731,000 | 22,267,000 | 33,933,000 | 46,106,000 |
| Noninterest income | 3,560,000 | 7,035,000 | 10,671,000 | 14,324,000 |
| Noninterest expense | 8,595,000 | 17,445,000 | 26,857,000 | 36,193,000 |
| Provision for loan losses | 261,000 | 628,000 | 998,000 | 1,393,000 |
| Pretax income | 5,405,000 | 11,208,000 | 16,780,000 | 22,913,000 |
| Income tax | 230,000 | 482,000 | 719,000 | 980,000 |
| Net income | 5,175,000 | 10,726,000 | 16,061,000 | 21,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,825,000 | 148,677,000 | 152,103,000 | 155,298,000 |
| Total capital | 157,472,000 | 160,571,000 | 164,170,000 | 167,578,000 |
| Risk-weighted assets | 984,594,000 | 998,802,000 | 1,021,138,000 | 1,024,645,000 |