Call reports 2020
BANK OF TRAVELERS REST — 2020
What BANK OF TRAVELERS REST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 853,713,000 | 972,505,000 | 1,005,699,000 | 1,049,301,000 |
| Total loans | 517,317,000 | 570,646,000 | 584,786,000 | 555,553,000 |
| Allowance for loan losses | 9,375,000 | 10,097,000 | 10,300,000 | 10,696,000 |
| Securities available for sale | 189,657,000 | 215,815,000 | 233,506,000 | 276,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 755,427,000 | 866,195,000 | 896,258,000 | 937,491,000 |
| Interest-bearing deposits | 625,100,000 | 699,864,000 | 726,970,000 | 764,377,000 |
| Noninterest-bearing deposits | 130,327,000 | 166,331,000 | 169,288,000 | 173,114,000 |
| Equity capital | 84,617,000 | 87,426,000 | 91,167,000 | 94,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,647,000 | 15,593,000 | 23,762,000 | 32,042,000 |
| Interest expense | 1,211,000 | 2,172,000 | 3,038,000 | 3,832,000 |
| Net interest income | 6,436,000 | 13,421,000 | 20,724,000 | 28,210,000 |
| Noninterest income | 2,584,000 | 5,119,000 | 7,767,000 | 10,660,000 |
| Noninterest expense | 5,745,000 | 11,609,000 | 17,250,000 | 23,208,000 |
| Provision for loan losses | 405,000 | 1,211,000 | 1,615,000 | 1,723,000 |
| Pretax income | 2,914,000 | 5,757,000 | 9,606,000 | 13,919,000 |
| Income tax | 130,000 | 258,000 | 430,000 | 626,000 |
| Net income | 2,784,000 | 5,499,000 | 9,176,000 | 13,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,575,000 | 83,149,000 | 85,891,000 | 88,371,000 |
| Total capital | 88,642,000 | 90,299,000 | 93,222,000 | 95,824,000 |
| Risk-weighted assets | 563,051,000 | 569,046,000 | 583,533,000 | 592,981,000 |