Call reports 2016
BANK OF TRAVELERS REST — 2016
What BANK OF TRAVELERS REST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 620,280,000 | 626,269,000 | 631,299,000 | 634,616,000 |
| Total loans | 367,944,000 | 376,901,000 | 390,721,000 | 393,493,000 |
| Allowance for loan losses | 7,405,000 | 7,403,000 | 7,539,000 | 7,735,000 |
| Securities available for sale | 150,969,000 | 159,718,000 | 159,431,000 | 151,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 546,168,000 | 551,644,000 | 556,421,000 | 562,041,000 |
| Interest-bearing deposits | 461,141,000 | 471,575,000 | 475,039,000 | 478,338,000 |
| Noninterest-bearing deposits | 85,028,000 | 80,069,000 | 81,382,000 | 83,703,000 |
| Equity capital | 58,849,000 | 60,875,000 | 62,037,000 | 59,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,136,000 | 10,528,000 | 16,053,000 | 21,661,000 |
| Interest expense | 435,000 | 887,000 | 1,355,000 | 1,821,000 |
| Net interest income | 4,701,000 | 9,641,000 | 14,698,000 | 19,840,000 |
| Noninterest income | 1,765,000 | 3,656,000 | 5,414,000 | 7,168,000 |
| Noninterest expense | 4,851,000 | 9,678,000 | 14,260,000 | 18,870,000 |
| Provision for loan losses | 278,000 | 365,000 | 643,000 | 825,000 |
| Pretax income | 1,339,000 | 3,257,000 | 5,214,000 | 7,319,000 |
| Income tax | 60,000 | 146,000 | 234,000 | 329,000 |
| Net income | 1,279,000 | 3,111,000 | 4,980,000 | 6,990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,777,000 | 56,817,000 | 58,394,000 | 59,621,000 |
| Total capital | 60,696,000 | 61,906,000 | 63,614,000 | 64,849,000 |
| Risk-weighted assets | 391,023,000 | 404,841,000 | 415,288,000 | 415,709,000 |