Call reports 2015
BANK OF TRAVELERS REST — 2015
What BANK OF TRAVELERS REST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 551,642,000 | 557,879,000 | 568,082,000 | 576,542,000 |
| Total loans | 339,300,000 | 340,116,000 | 350,774,000 | 365,533,000 |
| Allowance for loan losses | 6,783,000 | 6,881,000 | 6,922,000 | 7,199,000 |
| Securities available for sale | 136,138,000 | 139,790,000 | 147,518,000 | 143,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 480,860,000 | 487,639,000 | 496,016,000 | 502,350,000 |
| Interest-bearing deposits | 409,777,000 | 414,843,000 | 419,860,000 | 426,712,000 |
| Noninterest-bearing deposits | 71,084,000 | 72,797,000 | 76,156,000 | 75,638,000 |
| Equity capital | 55,022,000 | 54,188,000 | 56,042,000 | 57,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,839,000 | 9,727,000 | 14,793,000 | 20,037,000 |
| Interest expense | 400,000 | 810,000 | 1,231,000 | 1,655,000 |
| Net interest income | 4,439,000 | 8,917,000 | 13,562,000 | 18,382,000 |
| Noninterest income | 1,652,000 | 3,503,000 | 5,252,000 | 7,003,000 |
| Noninterest expense | 4,255,000 | 8,654,000 | 13,083,000 | 17,563,000 |
| Provision for loan losses | 364,000 | 728,000 | 986,000 | 1,145,000 |
| Pretax income | 1,744,000 | 3,302,000 | 5,010,000 | 6,984,000 |
| Income tax | 78,000 | 147,000 | 225,000 | 282,000 |
| Net income | 1,666,000 | 3,155,000 | 4,785,000 | 6,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,897,000 | 52,668,000 | 53,904,000 | 54,777,000 |
| Total capital | 56,487,000 | 57,160,000 | 58,582,000 | 59,640,000 |
| Risk-weighted assets | 365,057,000 | 356,963,000 | 371,975,000 | 386,704,000 |