Call reports 2012
BANK OF TRAVELERS REST — 2012
What BANK OF TRAVELERS REST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 488,129,000 | 486,253,000 | 492,204,000 | 496,168,000 |
| Total loans | 300,553,000 | 301,761,000 | 301,919,000 | 304,777,000 |
| Allowance for loan losses | 6,183,000 | 6,195,000 | 6,296,000 | 6,268,000 |
| Securities available for sale | 128,640,000 | 131,047,000 | 129,740,000 | 134,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,540,000 | 423,052,000 | 431,931,000 | 434,847,000 |
| Interest-bearing deposits | 370,981,000 | 368,554,000 | 376,593,000 | 377,575,000 |
| Noninterest-bearing deposits | 57,558,000 | 54,497,000 | 55,338,000 | 57,272,000 |
| Equity capital | 42,369,000 | 45,155,000 | 46,510,000 | 47,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,178,000 | 10,359,000 | 15,511,000 | 20,533,000 |
| Interest expense | 819,000 | 1,565,000 | 2,270,000 | 2,932,000 |
| Net interest income | 4,359,000 | 8,794,000 | 13,241,000 | 17,601,000 |
| Noninterest income | 1,681,000 | 3,339,000 | 4,664,000 | 6,275,000 |
| Noninterest expense | 4,042,000 | 8,042,000 | 12,459,000 | 16,528,000 |
| Provision for loan losses | 997,000 | 1,993,000 | 2,302,000 | 2,671,000 |
| Pretax income | 1,527,000 | 2,625,000 | 4,040,000 | 5,574,000 |
| Income tax | 68,000 | 77,000 | 142,000 | 190,000 |
| Net income | 1,459,000 | 2,548,000 | 3,898,000 | 5,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,639,000 | 40,559,000 | 41,546,000 | 42,661,000 |
| Total capital | 43,763,000 | 44,638,000 | 45,606,000 | 46,747,000 |
| Risk-weighted assets | 327,867,000 | 324,198,000 | 322,546,000 | 324,737,000 |