Call reports 2018
LAFAYETTE AMBASSADOR BANK — 2018
What LAFAYETTE AMBASSADOR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,543,812,000 | 1,524,417,000 | 1,605,950,000 | 1,580,962,000 |
| Total loans | 1,110,238,000 | 1,071,778,000 | 1,069,312,000 | 1,070,038,000 |
| Allowance for loan losses | 10,324,000 | 9,752,000 | 9,961,000 | 10,623,000 |
| Securities available for sale | 314,250,000 | 301,485,000 | 269,864,000 | 270,106,000 |
| Securities held to maturity | 0 | 0 | 52,256,000 | 50,165,000 |
| Trading assets | 2,677,000 | 3,621,000 | 4,724,000 | 3,748,000 |
| Total deposits | 1,305,475,000 | 1,284,939,000 | 1,363,199,000 | 1,339,177,000 |
| Interest-bearing deposits | 999,501,000 | 979,955,000 | 1,056,252,000 | 1,036,276,000 |
| Noninterest-bearing deposits | 305,974,000 | 304,984,000 | 306,947,000 | 302,901,000 |
| Equity capital | 172,163,000 | 173,851,000 | 175,079,000 | 178,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 13,391,000 | 26,914,000 | 40,964,000 | 55,326,000 |
| Interest expense | 1,486,000 | 3,086,000 | 4,950,000 | 7,031,000 |
| Net interest income | 11,905,000 | 23,828,000 | 36,014,000 | 48,295,000 |
| Noninterest income | 3,110,000 | 6,495,000 | 10,364,000 | 13,579,000 |
| Noninterest expense | 10,523,000 | 20,716,000 | 31,207,000 | 42,183,000 |
| Provision for loan losses | -48,000 | -687,000 | -387,000 | 793,000 |
| Pretax income | 4,540,000 | 9,998,000 | 15,271,000 | 18,611,000 |
| Income tax | 724,000 | 1,639,000 | 2,108,000 | 2,578,000 |
| Net income | 3,816,000 | 8,359,000 | 13,163,000 | 16,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,618,000 | 167,159,000 | 169,966,000 | 169,835,000 |
| Total capital | 175,075,000 | 177,036,000 | 180,073,000 | 180,604,000 |
| Risk-weighted assets | 1,173,833,000 | 1,129,018,000 | 1,147,102,000 | 1,125,959,000 |