Call reports 2017
LAFAYETTE AMBASSADOR BANK — 2017
What LAFAYETTE AMBASSADOR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,516,678,000 | 1,522,494,000 | 1,643,986,000 | 1,578,834,000 |
| Total loans | 1,192,445,000 | 1,198,125,000 | 1,153,878,000 | 1,137,156,000 |
| Allowance for loan losses | 10,836,000 | 12,338,000 | 9,789,000 | 10,682,000 |
| Securities available for sale | 264,132,000 | 249,360,000 | 293,676,000 | 310,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,262,000 | 1,604,000 | 1,722,000 | 1,754,000 |
| Total deposits | 1,251,965,000 | 1,277,687,000 | 1,403,500,000 | 1,340,632,000 |
| Interest-bearing deposits | 964,876,000 | 970,708,000 | 1,086,553,000 | 1,028,571,000 |
| Noninterest-bearing deposits | 287,089,000 | 306,979,000 | 316,947,000 | 312,061,000 |
| Equity capital | 180,841,000 | 181,583,000 | 177,938,000 | 173,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 13,181,000 | 26,404,000 | 39,911,000 | 53,262,000 |
| Interest expense | 1,285,000 | 2,576,000 | 4,011,000 | 5,542,000 |
| Net interest income | 11,896,000 | 23,828,000 | 35,900,000 | 47,720,000 |
| Noninterest income | 3,241,000 | 7,685,000 | 10,835,000 | 14,303,000 |
| Noninterest expense | 9,834,000 | 19,783,000 | 30,016,000 | 40,556,000 |
| Provision for loan losses | 1,896,000 | 3,442,000 | 4,414,000 | 5,309,000 |
| Pretax income | 3,407,000 | 8,288,000 | 12,305,000 | 15,658,000 |
| Income tax | 825,000 | 2,169,000 | 3,046,000 | 4,553,000 |
| Net income | 2,582,000 | 6,119,000 | 9,259,000 | 11,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 168,768,000 | 169,305,000 | 165,446,000 | 162,292,000 |
| Total capital | 179,773,000 | 181,779,000 | 175,365,000 | 173,097,000 |
| Risk-weighted assets | 1,207,084,000 | 1,221,440,000 | 1,204,797,000 | 1,183,998,000 |