Call reports 2016
LAFAYETTE AMBASSADOR BANK — 2016
What LAFAYETTE AMBASSADOR BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,533,082,000 | 1,531,224,000 | 1,545,421,000 | 1,527,245,000 |
| Total loans | 1,194,155,000 | 1,185,804,000 | 1,188,807,000 | 1,187,844,000 |
| Allowance for loan losses | 9,852,000 | 9,013,000 | 8,693,000 | 8,935,000 |
| Securities available for sale | 272,105,000 | 276,416,000 | 260,974,000 | 275,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 615,000 | 1,069,000 | 1,664,000 | 1,179,000 |
| Total deposits | 1,228,857,000 | 1,221,229,000 | 1,282,359,000 | 1,266,319,000 |
| Interest-bearing deposits | 938,800,000 | 948,570,000 | 1,003,939,000 | 978,233,000 |
| Noninterest-bearing deposits | 290,057,000 | 272,659,000 | 278,420,000 | 288,086,000 |
| Equity capital | 179,079,000 | 181,619,000 | 181,712,000 | 177,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 13,550,000 | 26,821,000 | 39,931,000 | 53,203,000 |
| Interest expense | 1,363,000 | 2,708,000 | 4,058,000 | 5,375,000 |
| Net interest income | 12,187,000 | 24,113,000 | 35,873,000 | 47,828,000 |
| Noninterest income | 3,094,000 | 6,457,000 | 9,786,000 | 13,215,000 |
| Noninterest expense | 9,980,000 | 19,976,000 | 29,818,000 | 40,110,000 |
| Provision for loan losses | 267,000 | 515,000 | 1,096,000 | 1,546,000 |
| Pretax income | 5,034,000 | 10,079,000 | 14,745,000 | 19,418,000 |
| Income tax | 1,420,000 | 2,814,000 | 4,042,000 | 5,323,000 |
| Net income | 3,614,000 | 7,265,000 | 10,703,000 | 14,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,705,000 | 165,358,000 | 165,794,000 | 166,186,000 |
| Total capital | 173,666,000 | 174,499,000 | 174,620,000 | 175,254,000 |
| Risk-weighted assets | 1,234,503,000 | 1,193,688,000 | 1,202,654,000 | 1,201,253,000 |