Call reports 2015
LAFAYETTE AMBASSADOR BANK — 2015
What LAFAYETTE AMBASSADOR BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,421,947,000 | 1,432,688,000 | 1,500,065,000 | 1,526,799,000 |
| Total loans | 1,075,321,000 | 1,072,538,000 | 1,097,503,000 | 1,184,790,000 |
| Allowance for loan losses | 11,791,000 | 10,790,000 | 10,399,000 | 10,127,000 |
| Securities available for sale | 221,481,000 | 254,120,000 | 273,733,000 | 279,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 248,000 | 155,000 | 326,000 | 285,000 |
| Total deposits | 1,175,996,000 | 1,194,655,000 | 1,261,583,000 | 1,228,495,000 |
| Interest-bearing deposits | 905,039,000 | 896,515,000 | 952,575,000 | 942,418,000 |
| Noninterest-bearing deposits | 270,957,000 | 298,140,000 | 309,008,000 | 286,077,000 |
| Equity capital | 173,167,000 | 173,951,000 | 175,775,000 | 175,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 12,503,000 | 24,913,000 | 37,622,000 | 50,452,000 |
| Interest expense | 1,466,000 | 2,811,000 | 4,163,000 | 5,427,000 |
| Net interest income | 11,037,000 | 22,102,000 | 33,459,000 | 45,025,000 |
| Noninterest income | 3,238,000 | 6,878,000 | 9,965,000 | 13,248,000 |
| Noninterest expense | 9,642,000 | 19,632,000 | 29,896,000 | 39,968,000 |
| Provision for loan losses | -756,000 | -1,547,000 | -1,566,000 | -1,554,000 |
| Pretax income | 5,389,000 | 10,895,000 | 15,094,000 | 19,885,000 |
| Income tax | 1,656,000 | 3,347,000 | 4,624,000 | 6,638,000 |
| Net income | 3,733,000 | 7,548,000 | 10,470,000 | 13,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,579,000 | 160,393,000 | 161,315,000 | 162,092,000 |
| Total capital | 170,447,000 | 171,302,000 | 171,851,000 | 172,345,000 |
| Risk-weighted assets | 1,084,060,000 | 1,142,155,000 | 1,170,737,000 | 1,222,398,000 |