Call reports 2014
LAFAYETTE AMBASSADOR BANK — 2014
What LAFAYETTE AMBASSADOR BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,397,326,000 | 1,385,610,000 | 1,449,291,000 | 1,417,435,000 |
| Total loans | 1,094,701,000 | 1,066,369,000 | 1,067,750,000 | 1,059,158,000 |
| Allowance for loan losses | 13,209,000 | 13,269,000 | 13,121,000 | 12,912,000 |
| Securities available for sale | 237,389,000 | 241,419,000 | 241,315,000 | 232,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 66,000 | 38,000 | 51,000 | 130,000 |
| Total deposits | 1,135,517,000 | 1,126,053,000 | 1,193,555,000 | 1,158,311,000 |
| Interest-bearing deposits | 882,176,000 | 861,966,000 | 880,862,000 | 875,644,000 |
| Noninterest-bearing deposits | 253,341,000 | 264,087,000 | 312,693,000 | 282,667,000 |
| Equity capital | 156,681,000 | 161,370,000 | 164,474,000 | 168,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 13,111,000 | 26,196,000 | 39,134,000 | 51,928,000 |
| Interest expense | 1,357,000 | 2,762,000 | 4,215,000 | 5,711,000 |
| Net interest income | 11,754,000 | 23,434,000 | 34,919,000 | 46,217,000 |
| Noninterest income | 3,112,000 | 6,265,000 | 9,366,000 | 12,526,000 |
| Noninterest expense | 9,029,000 | 18,543,000 | 28,130,000 | 37,896,000 |
| Provision for loan losses | 754,000 | 1,168,000 | 1,174,000 | 1,167,000 |
| Pretax income | 5,083,000 | 9,988,000 | 14,981,000 | 19,680,000 |
| Income tax | 1,526,000 | 2,986,000 | 4,484,000 | 5,877,000 |
| Net income | 3,557,000 | 7,002,000 | 10,497,000 | 13,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,296,000 | 148,046,000 | 151,543,000 | 154,817,000 |
| Total capital | 158,989,000 | 161,385,000 | 164,728,000 | 167,800,000 |
| Risk-weighted assets | 1,094,502,000 | 1,072,462,000 | 1,072,066,000 | 1,055,082,000 |