Call reports 2013
LAFAYETTE AMBASSADOR BANK — 2013
What LAFAYETTE AMBASSADOR BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,437,101,000 | 1,412,314,000 | 1,410,516,000 | 1,387,694,000 |
| Total loans | 1,088,996,000 | 1,080,646,000 | 1,105,748,000 | 1,097,341,000 |
| Allowance for loan losses | 14,887,000 | 14,449,000 | 13,712,000 | 13,254,000 |
| Securities available for sale | 279,030,000 | 264,384,000 | 246,287,000 | 244,832,000 |
| Securities held to maturity | 17,000 | 17,000 | 16,000 | 0 |
| Trading assets | 24,000 | 66,000 | 58,000 | 86,000 |
| Total deposits | 1,097,340,000 | 1,124,363,000 | 1,157,854,000 | 1,115,605,000 |
| Interest-bearing deposits | 906,098,000 | 914,743,000 | 879,237,000 | 876,483,000 |
| Noninterest-bearing deposits | 191,242,000 | 209,620,000 | 278,617,000 | 239,122,000 |
| Equity capital | 148,779,000 | 145,651,000 | 148,815,000 | 152,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 14,022,000 | 28,392,000 | 42,225,000 | 56,035,000 |
| Interest expense | 1,543,000 | 3,042,000 | 4,494,000 | 5,899,000 |
| Net interest income | 12,479,000 | 25,350,000 | 37,731,000 | 50,136,000 |
| Noninterest income | 3,466,000 | 7,743,000 | 11,434,000 | 14,609,000 |
| Noninterest expense | 8,828,000 | 18,862,000 | 28,376,000 | 38,236,000 |
| Provision for loan losses | 1,008,000 | 1,557,000 | 2,006,000 | 1,991,000 |
| Pretax income | 6,417,000 | 13,007,000 | 19,116,000 | 24,851,000 |
| Income tax | 1,971,000 | 4,017,000 | 5,897,000 | 7,613,000 |
| Net income | 4,446,000 | 8,990,000 | 13,219,000 | 17,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,410,000 | 132,501,000 | 136,710,000 | 140,733,000 |
| Total capital | 148,137,000 | 147,515,000 | 151,895,000 | 155,475,000 |
| Risk-weighted assets | 1,113,158,000 | 1,088,272,000 | 1,104,885,000 | 1,094,581,000 |