Call reports 2012
LAFAYETTE AMBASSADOR BANK — 2012
What LAFAYETTE AMBASSADOR BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,451,332,000 | 1,409,155,000 | 1,409,293,000 | 1,406,970,000 |
| Total loans | 1,063,076,000 | 1,068,934,000 | 1,075,610,000 | 1,075,640,000 |
| Allowance for loan losses | 13,010,000 | 12,121,000 | 13,395,000 | 13,842,000 |
| Securities available for sale | 320,761,000 | 284,569,000 | 278,296,000 | 276,387,000 |
| Securities held to maturity | 23,000 | 21,000 | 20,000 | 19,000 |
| Trading assets | 0 | 0 | 0 | 44,000 |
| Total deposits | 1,087,459,000 | 1,071,216,000 | 1,127,451,000 | 1,105,643,000 |
| Interest-bearing deposits | 914,770,000 | 894,172,000 | 936,562,000 | 917,301,000 |
| Noninterest-bearing deposits | 172,689,000 | 177,044,000 | 190,889,000 | 188,342,000 |
| Equity capital | 148,993,000 | 150,507,000 | 147,731,000 | 147,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 15,841,000 | 31,324,000 | 46,445,000 | 60,964,000 |
| Interest expense | 1,935,000 | 3,710,000 | 5,436,000 | 7,041,000 |
| Net interest income | 13,906,000 | 27,614,000 | 41,009,000 | 53,923,000 |
| Noninterest income | 4,376,000 | 7,909,000 | 11,546,000 | 15,567,000 |
| Noninterest expense | 8,744,000 | 17,839,000 | 26,597,000 | 35,567,000 |
| Provision for loan losses | 612,000 | 741,000 | 2,175,000 | 4,065,000 |
| Pretax income | 8,945,000 | 16,977,000 | 23,817,000 | 30,020,000 |
| Income tax | 2,857,000 | 5,384,000 | 7,474,000 | 9,372,000 |
| Net income | 6,088,000 | 11,593,000 | 16,343,000 | 20,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,298,000 | 131,903,000 | 128,667,000 | 128,975,000 |
| Total capital | 146,586,000 | 146,893,000 | 144,930,000 | 145,391,000 |
| Risk-weighted assets | 1,092,478,000 | 1,088,257,000 | 1,090,377,000 | 1,088,985,000 |