Call reports 2011
LAFAYETTE AMBASSADOR BANK — 2011
What LAFAYETTE AMBASSADOR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,396,973,000 | 1,401,040,000 | 1,437,978,000 | 1,453,255,000 |
| Total loans | 1,013,782,000 | 1,031,654,000 | 1,038,254,000 | 1,057,409,000 |
| Allowance for loan losses | 13,160,000 | 13,125,000 | 13,424,000 | 12,875,000 |
| Securities available for sale | 324,634,000 | 319,856,000 | 338,586,000 | 313,562,000 |
| Securities held to maturity | 31,000 | 30,000 | 29,000 | 24,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,099,637,000 | 1,084,226,000 | 1,116,220,000 | 1,078,212,000 |
| Interest-bearing deposits | 951,314,000 | 920,479,000 | 948,904,000 | 913,077,000 |
| Noninterest-bearing deposits | 148,323,000 | 163,747,000 | 167,316,000 | 165,135,000 |
| Equity capital | 137,877,000 | 142,499,000 | 145,524,000 | 145,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 16,424,000 | 32,892,000 | 49,419,000 | 65,588,000 |
| Interest expense | 2,583,000 | 5,048,000 | 7,388,000 | 9,576,000 |
| Net interest income | 13,841,000 | 27,844,000 | 42,031,000 | 56,012,000 |
| Noninterest income | 3,494,000 | 6,843,000 | 10,229,000 | 13,625,000 |
| Noninterest expense | 8,537,000 | 16,827,000 | 25,471,000 | 33,969,000 |
| Provision for loan losses | 1,559,000 | 2,455,000 | 3,455,000 | 5,991,000 |
| Pretax income | 7,735,000 | 15,901,000 | 23,830,000 | 30,396,000 |
| Income tax | 2,491,000 | 5,135,000 | 7,675,000 | 9,717,000 |
| Net income | 5,244,000 | 10,766,000 | 16,155,000 | 20,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,367,000 | 121,408,000 | 124,414,000 | 125,951,000 |
| Total capital | 137,028,000 | 138,856,000 | 142,031,000 | 143,113,000 |
| Risk-weighted assets | 1,044,777,000 | 1,061,542,000 | 1,073,071,000 | 1,105,099,000 |